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Xendit eyes to make digital transactions easier for businesses, consumers

Here are some ways Xendit makes digital payments easier for businesses and customers.



The new normal has shown how attractive digital payments are. Apart from promoting safety because it is contactless, this method of paying is convenient, fast, and has low processing fees. The growing demand has encouraged businesses to implement this service in order to serve their customers.

Xendit is a leading Indonesian financial technology company that provides payment solutions, empowers businesses to send and accept payments. They also place 64th in Y Combinator’s 2021 top company valuation list. It is considered the simplest, most credible, trusted, and innovative partner that works hand-in-hand with businesses as they go on their digitalization journey.

“Xendit is a gateway unique to Southeast Asia. As a regional neighbor, we understand the local market and culture, which makes it easier for us to work with traditional businesses and startups. Today, we serve local small and medium enterprises (SMEs), some of Indonesia’s largest tech startups, and many of the world’s largest businesses,” says Yang Yang Zhang, Managing Director of Xendit.

Below are some ways Xendit makes digital payments easier for businesses and customers:

  1. Bill customers conveniently. Businesses can focus on growing their business because Xendit can automatically bill customers through xeninvoice. The service can customize invoices by adding the business logo, a personalized message, and brand colors. The invoices can be sent to customers via a unique payment link  so businesses can accept payments easily. 
  2. Receive payments in real-time. Customers can settle payments within minutes. xenpayments lets customers pay through leading transfer methods such as direct debit, credit and debit cards, retail stores, installment plans, and e-wallets. Businesses also have access to a web-based dashboard to see and download detailed financial reports. 
    Additionally, Xendit simplifies the refund process through xenpayouts, so customers can enter their preferred payment details and redeem their money without giving their bank account details. 
  3. Scale easily. Xendit has created a seamless infrastructure to streamline complex payment flows so businesses can concentrate on building what matters. xendisburse can automate payouts to customers, employees, and suppliers any day of the week, even bank holidays. Through xenbatch, they can create up to 10,000 disbursements in one go. Moreover, those looking to expand can apply for xencapital, a fast and flexible financing program that allows businesses to grow.
  4. Protect your business from fraud. Online payments can open businesses and customers to fraud, but Xendit minimizes the risk through xenshield. The in-house fraud detection system uses machine learning to assess credit card transactions and make a recommendation on the risk level. A payment can be preemptively blocked if it is judged to be too risky.
  5. Online training and webinars. Xendit also works to educate both customers and partners  to better understand not only it’s range of products and services, but key economic trends and current developments that help businesses and executives better understand their digital transformation journey. The webinars for 2021 commence on February 5 with“Business X Future: How to Thrive in the Digital World”, where Xendit will educate different business owners about the power of  laying the groundwork of their financial infrastructure using Xendit and connecting them to the desired future of businesses in the Philippines. The webinar is free and can be watched live at 5:00 pm via Zoom. Click the link to register:

“Digital payments are now more seamless with Xendit. Allowing digital payments to thrive in the Philippines offers so much more than convenience: it allows the country to make financial inclusion felt by all and push for innovation at competitive costs. Xendit is the most advanced payment system, yet makes the process secure and easy for everyone,” says Yang Yang. 


PLDT, Smart drive digital transformation, offer ‘lifeline’ to small biz

PLDT and its wireless arm Smart Communications, Inc. (Smart) forge ahead in extending services that enable Filipinos to thrive in the new normal, reinforcing the “backbone” of the economy.



PLDT and its wireless arm Smart Communications, Inc. (Smart) forge ahead in extending services that enable Filipinos to thrive in the new normal, reinforcing the “backbone” of the economy.

“In the face of massive job losses in lower income sectors due to the shutdown of retail services and establishments, e-commerce platforms serve as a lifeline for minimum wage earners and small business owners. More than the bigger establishments’ digital adoption, our network services and solutions allow small players to go into online retailing and thrive in the new normal,” said Alfredo S. Panlilio, Smart Communications President and CEO and PLDT Chief Revenue Officer, at a recent online summit hosted by the Shareholders’ Association of the Philippines.

The online summit series focused on reshaping the economy through inclusive business and highlighted the role of connectivity, e-commerce platforms and digital finance in the new normal, where customers have largely shifted from in-person transactions to online.

“An IBM research shows that in the space of 12 months, the pandemic has brought forward the transition from physical shopping to e-commerce by an estimated five years.  Banking has also gone digital. Payment and financial processing can be done in a click of a finger,” said Panlilio.

Workplace transformation

Panlilio added that, in addition to this shift, workplaces have also been transformed, alongside the entertainment needs of customers–both of which are empowered by connectivity and relevant services by PLDT and Smart.

“Analysts expect that in 2022 as much as 30% of the workforce will continue to work from home multiple days a week.  Meanwhile, as people stayed home for entertainment, broadband usage across the country rose exponentially,” he said, adding that these changes drove PLDT and Smart to rethink telco’s role as enabler of passions and utility on the internet, with a genuine focus on providing Filipinos with the tools and products to survive and thrive in the new normal.  

“The increased usage of data driven by work and study from home during the pandemic speaks of telco as a utility, while the increased use of data on a personal consumption level, such as video-streaming, online stories, e-games, etc., responding to the consumer’s need to be entertained and care for their overall wellbeing, describes telco as an enabler of people’s passion and purpose.  Both roles are equally important,” he stressed.

This is aligned with Smart’s “Live Smarter for a Better World” campaign, which highlights Smart’s role in enabling customers in their pursuit of passion and purpose and achieving “personal revolutions” that generate lasting positive impact to society through connectivity, long-running community partnership programs, and CSR initiatives.

To address these growing data needs, PLDT and Smart are continuously investing in their integrated fixed and wireless networks.

“Transitioning to the new digital reality requires internet speeds to increase, coverage to expand and reliability to improve,” he said, adding that the companies continue to invest in their network infrastructure, particularly in their 5G networks, subsea cables, and towers, in order to secure the future of our country in this increasingly digital world.

Currently, PLDT and Smart are ramping up the rollout of Smart’s 5G network nationwide, which now has over 2,600 sites–the most extensive 5G network in the Philippines.

“Our investment in fiber is also crucial and continuous, to support our increasingly connected societies.  This is broadly split into the fiber connecting our homes with high-speed internet, and the enterprise point-to-point fiber network servicing the growing data demands of government and enterprise clients,” he said.

PH as ‘hyperscaler hub’

In addition to ramping up their fiber installation and repair capabilities despite the restrictions brought about by the pandemic, Panlilio said PLDT is also building capacities to bring hyperscalers into the country. “Ultimately, our vision is to help make the Philippines a strategic hyperscaler hub in the region,” he said.

Alongside all these, Panlilio said that providing network services to support the country’s COVID-19 response remains a top priority.

“The fact that network services are a crucial component in our country’s COVID-19 response is something that we take to heart.  Working with our government to deliver fast and reliable connectivity that is easily accessible where they are needed, such as in COVID isolation facilities, hospitals, health centers, LGUs, etc., is top priority for us at PLDT and Smart,” he said. “For PLDT and Smart, and telco in general, two words stand out: service and connection.”

Underpinning these services is PLDT’s fiber network infrastructure, now over 429,000 kilometers, the country’s most extensive. This fiber also supports Smart’s mobile network, which covers 96% of the population from Batanes to Tawi-Tawi.

These initiatives form a large part of PLDT’s capital expenditures, which totaled P460.7 billion in the last ten years. To address the growing data needs of their fixed and wireless customers, PLDT and Smart are prepared to invest between P88 billion and P92 billion in capital expenditures in 2021.

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Xendit to support Phl startups with Level Up accelerator program

Level Up is part of the Philippine payment startup’s commitment to championing the growth of SMEs in the Philippines, while making financial transactions safer and simpler in the digital age.



Xendit is powering the local small and medium enterprises (SME) community in the Philippines with the launch of its Level Up program. The initiative will feature a series of master classes and challenges to give local startups the tools and know-how to scale their businesses.

Level Up is part of the Philippine payment startup’s commitment to championing the growth of SMEs in the Philippines, while making financial transactions safer and simpler in the digital age.

“Xendit is also a product of a startup accelerator in Silicon Valley, which helped us build a fast, secure, and seamless payment platform for Southeast Asia. Through our time with Y Combinator, we recognized the importance of mentorship in a startup’s growth. We hope to offer the same kind of support for local entrepreneurs and SMEs,” says Yang Yang Zhang, Managing Director of Xendit Philippines.

As the first part of the campaign, Xendit will launch the Business Pitch Challenge where they will select 50 to 100 startups who will get P3.5 million in waived fees to use their service. The selected SMEs will enjoy a secure, easy-to-integrate payment system and a seamless payment experience for their clients. The selected startups will also join a master class to learn how to maximize their payment gateway experience.

For the overall programme, the Xendit Level Up initiative will waive P3.5 million per business in free transactions for up to 1000 entrepreneurs and businesses in Philippines and Indonesia to scale and level-up, while embracing the digital transactions that are increasingly critical in the region. The company will provide comprehensive payment options, quick set-up, and instant payment process so they can be onboarded right away.

To join Level Up, create a 3-minute video to upload on Youtube with the hashtag #LevelUpPH, and submit the link of your video along with the filled up application form on from April 23 to June 30, 2021. Entrepreneurs who wish to participate in the Business Pitch Challenge can create a video pitch explaining their current product or service.

“We are excited to meet promising startups in the Philippines and see how we can work together so they can reach their idea’s economic potential. We are confident that this program can nurture the businesses of tomorrow and in turn, continue building the country’s digital payments infrastructure,” says Yang Yang.

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UPS helps its Phl customers maintain critical infrastructure following typhoon

UPS’s recent expansion of its Worldwide Express Freight (WWEF) shipment service to more postal codes in the Philippines comes as welcome news to West Point Engineering, a long-time customer of UPS.



Sitting in a tropical storm-prone belt of the Pacific Ocean known as ‘typhoon alley,’ the Philippines experiences an average of 20 tropical storms every year. 

Last year, on top of dealing with the pandemic, the Philippines was hit by Super Typhoon Goni, the most powerful tropical cyclone in the world in 2020. Goni, or Rolly as it’s locally known, ploughed through Luzon and affected 2.7 million people, displacing 31,000 and damaging or destroying 281,000 homes. Sanitation and hygiene become immediate concerns in the aftermath of a storm like this, with essential water infrastructure usually damaged.

West Point Engineering Supplies Incorporated provides specialized products and solutions to essential infrastructures in the Philippines, such as water, energy and meteorology. 

Among its list of projects is a 10-year program with the weather information services company, Earth Networks, and the Philippine Atmospheric, Geophysical and Astronomical Services Administration. They’ll collaborate to use weather monitoring sensors that provide earlier warnings for tropical storms. 

For West Point Engineering, speed and efficiency is essential in installing and maintaining specialized equipment like weather radars, which can save lives and homes. 

That’s why UPS’s recent expansion of its Worldwide Express Freight (WWEF) shipment service to more postal codes in the Philippines comes as welcome news to West Point Engineering, a long-time customer of UPS.

Businesses like West Point Engineering will benefit from time-guaranteed palletized shipments above 70 kilograms to more areas in Bulacan, Mabalacat, Angeles City, Laguna and Batangas, allowing businesses to more easily and quickly replenish bulk inventories. This helps customers meet urgent, sometimes life-saving, delivery requirements. 

“We have been a partner of UPS for over seven years,” said Dennis Ziganay, president and CEO of West Point Engineering. “Through this pandemic, we’ve been able to meet the demands of these challenging times … thanks to UPS.” 

With businesses needing a more agile and precise process in responding to the needs of the market and its customers, accessibility is key in responding to natural disasters around the globe.

“Exporters, SMEs and long-time partners like West Point Engineering are important contributors to the local economy. As they grow and expand, we listen to their changing supply chain requirements and cater to their needs,” said Chris Buono, managing director of UPS Philippines and Indonesia. 

 “Whether it’s one of the several natural calamities that occurred in the Philippines or an ongoing pandemic, UPS is committed to delivering what matters for our customers as they bounce back from a difficult year,” Buono ended. 

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